Check: Can I receive AOW in my country?

In which country do you live?

Your situation:

If you live in Canada, you can receive an AOW pension and AOW top-up, provided you meet the conditions.

Want to know more about AOW and pension when you live outside the Netherlands?

What is voluntary insurance for AOW / ANW?

If you live and work outside the Netherlands, you are no longer compulsorily covered by AOW. In that case, you do not build up AOW. Instead of AOW, you may build up pension in the country where you live and work. In some cases you can live outside the Netherlands and still be insured under the AOW. For example, if you work outside the Netherlands and have a Dutch secondment statement, or if you are temporarily staying outside the Netherlands and do not work there. Did you move from the Netherlands less than a year ago? Then you may still be able to take out voluntary insurance for the AOW.

Can I have my AOW pension paid as a lump sum?

You cannot convert your AOW pension rights into a lump sum.